Jody J. Mellon
We are here to help you get the best possible home loan through our “Second Look Program.” To do this, we invite you to upload your current Loan Estimate (LE) document from another lender. By doing so, we can review the details and provide you with a clear breakdown of what it means for you. Here are some reasons why you should upload your Loan Estimate with us:
- Compare Offers: Because any lender who wants your business is required to give you a Loan Estimate, you can use this form to easily compare offers, avoid being overcharged, and make an informed decision.
- Get Your Credit Terms in Advance: By getting pre-approved for financing before you shop for a home, you know the terms, including the annual percentage rate (APR), length of the loan (number of months), and maximum amount you can borrow. Use this information to negotiate with the seller.
- Understand Your Loan Estimate: The Loan Estimate is a standardized three-page form that presents home loan information in an easy-to-read format. It includes essential information such as the lender’s contact info, estimated interest rate, loan costs, closing costs, and other costs associated with a home purchase. We will carefully review this information and provide you with a clear breakdown of what it means for you.
- Know Your Total Cost: It’s important to know the total cost of your loan, not just the monthly payment. We can help you calculate what you can afford and make sure you have enough income to cover your monthly expenses and mortgage payment.
To upload your Loan Estimate, simply use the form below. We value your trust and appreciate the opportunity to assist you in securing the best home loan for your needs.
To see a sample loan estimate or closing disclosure document, click here. We look forward to reviewing your Loan Estimate or Closing Disclosure and providing you with an exceptional loan offer.